Karen Ignagni, President and CEO, AHIP, Addresses How the Affordable Care Act Will Affect Consumers and Employers

Karen Ignagni, President and CEO, America's Health Insurance Plans (AHIP), states that higher costs and reductions in health plan options were consequences of states that did not link Affordable Care Act insurance market reforms and the individual mandate.

By using Massachusetts as an example of analyzing the affect of subsidies before the mandate was passed, Ms. Ignagni says that there was an uptick in healthier and younger participants signing up, which is how the link between participation and market reform is intended to work. “Dividing, divorcing, and breaking that link really means that the market reforms that are in the legislation will not and cannot work as intended,” says Ms. Ignagni.

This video interview was taken on June 20, 2012, at the AHIP Institute 2012 in Salt Lake City, UT.