Humana ACA Enrollees Younger Than Expected

Here’s more fodder for the debate over whether older, sicker members will swamp insurance plans created by the Affordable Care Act.

Insurers have wondered whether enough younger, healthier “invincibles” would sign up through online exchanges to subsidize folks with poorer health. The worry was that, without their premiums, expenses for older folks would drive up average costs and make plans less affordable.

Some have argued that an invincible gap might not be fatal thanks to the higher premiums paid by older members and, in the early years, the ACA’s financial safety netfor insurers. Now there’s evidence that, while far from conclusive, suggests young people may be initially joining in greater numbers than some insurers expected.

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Source: Kaiser Health News