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Under the ideal of consumer-directed health care, patients are supposed to save money on premiums and shop for the best care at the lowest price.
Under the ideal of consumer-directed health care, patients are supposed to save money on premiums and shop for the best care at the lowest price.
A large study of the medical spending patterns of consumer-directed health plan enrollees, published in the May Health Affairs, found that CDHP enrollees did indeed spend less on care, saving them and their employers money. But the declines were not restricted to unnecessary and redundant tests. The drop also was due to fewer preventive tests and screenings.
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Source: amednews.com