A Nevada Health Plan -- Without The Insurance

Shelley Toreson had health insurance for years, but not anymore. Instead, she is part of an unusual Nevada nonprofit that helps connect 12,000 uninsured residents to doctors and hospitals who are willing to accept a lower-cost, negotiated fee for their services.

"The cost just kept going up and the coverage kept getting less," says Toreson, 62, of her old insurance.

She's joined the Access to Healthcare Network, a medical discount plan that helps uninsured residents with low and moderate incomes get care from 2,000 providers around the state offering a wide variety of medical services. In addition to the provider charges, members also pay $35 a month to support Access to Healthcare's coordinators who help them understand their options and what they are responsible for.

One in five people in Nevada is uninsured.

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Source: Kaiser Health News